On June 20, 2022, Banque de L’Habitat officially launched a basket of loans in Lebanese pounds that includes: the purchasing of a house, the renovation of a house, and the installation of solar panels.

Purchase Loan:

-     Maximum loan amount: 1,000,000,000 L.L. The amount shall not exceed 80% of the house’s value according to the estimation of the bank or the sale price of the house, whichever is less.

-     Maximum payment period: 30 years and shall not be less than 7 years. The borrower cannot pay in advance during the first 7 years of the loan.

-     Interest rate: 4,99% per year and is modifiable.

In October 2022, the board of directors of Banque de L’Habitat granted 50% of the loan amount by cheque in Lebanese pounds, and the other 50% in cash in Lebanese pounds.

Renovation loan:

-     Maximum loan amount: 400,000,000 L.L.

-     Maximum payment period: 10 years and shall not be less than 7 years. The borrower cannot pay in advance during the first 7 years of the loan.

-     Interest rate: 4,99% per year and is modifiable.

In October 2022, the board of directors of Banque de L’Habitat granted 50% of the loan amount by cheque in Lebanese pounds, and the other 50% in cash in Lebanese pounds.

Solar energy Loan:

-     Loan amount: ranging between 75,000,000 L.L. and 200,000,000 L.L and shall not exceed 80% of the project cost.

-     Maximum payment period: 5 years and cannot be paid in advance.

-     Interest rate: 4,99% per year and is modifiable.

In October 2022, the board of directors of Banque de L’Habitat granted 50% of the loan amount by cheque in Lebanese pounds, and the other 50% in cash in Lebanese pounds.